Kenya Tax Calculator
Enter your gross salary to see your full PAYE breakdown — updated in real time.
Enter your gross salary above to see your full tax breakdown.
PAYE Tax Brackets
Monthly taxable income thresholds and rates (Finance Act 2023)
Personal Relief
SHIF (Social Health Insurance Fund)
Replaced NHIF effective 1 October 2024
NSSF (National Social Security Fund)
New Act rates effective February 2026
Affordable Housing Levy
Reintroduced 19 March 2024 under the Affordable Housing Act 2024
Detailed Breakdown
Monthly| Item | Rate / Formula | Amount (KES) |
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PAYE Bracket Calculation
Kenya uses a graduated PAYE system — you only pay each rate on the income within that bracket, not on your entire salary.
| Bracket (KES) | Rate | Taxable in Bracket | Tax in Bracket |
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Income Breakdown Charts
Tax Bracket Visualizer
The bar below shows all five PAYE brackets. Highlighted segments are the ones your taxable income reaches. The marker shows exactly where your income sits.
Important: This tool is for educational and informational purposes only. It does not constitute professional tax advice. Tax laws change — always verify your figures with the Kenya Revenue Authority (KRA) or a licensed tax professional. The developer is not liable for any decisions made based on this tool's output.
PAYE is Kenya's income tax on employment income, administered by KRA. It uses five graduated brackets — you pay a lower rate on the first portion of your income and a higher rate only on the excess above each threshold. Your personal relief of KES 2,400/month is subtracted from the raw tax, meaning low earners often owe zero PAYE.
Gross PAYE − Personal Relief = PAYE PayableSHIF replaced the National Hospital Insurance Fund (NHIF) effective 1 October 2024 under the Social Health Insurance Act 2023. The rate is a flat 2.75% of your gross salary with a minimum of KES 300/month. It is fully tax-deductible, reducing your taxable income before PAYE is computed.
max(Gross × 2.75%, KES 300)Under the NSSF Act 2013 (fully enforced from February 2026), contributions are 6% of pensionable pay split across two tiers. Tier I covers the first KES 9,000 and Tier II covers KES 9,001 to KES 108,000, giving a maximum employee contribution of KES 6,480/month. The employee contribution is fully tax-deductible.
6% × Tier I (≤9K) + 6% × Tier II (9K–108K)Reintroduced on 19 March 2024 under the Affordable Housing Act 2024, this levy funds the government's affordable housing programme. It is charged at 1.5% of your gross salary and is fully tax-deductible since 27 December 2024.
Gross × 1.5%Personal relief is a fixed monthly credit of KES 2,400 (KES 28,800 annually) that every Kenyan employee is entitled to. It is subtracted directly from your gross PAYE after bracket computation. If your gross PAYE is below KES 2,400, you owe zero PAYE.
Fixed: KES 2,400 / month (since April 2020)